In Islam, Zakat is one of the Five Pillars and an obligatory form of charity for eligible Muslims. Here are the key Shariah rules of Zakat based on the Quran and Sunnah:

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Zakat Table

Sr	Zakat Payer	Zakatables	In the case of Livestock	Zakatables
1	Muslim	Gold (Each kind of use)
2	Free (not a slave)	Silver (Each kind of use)
3	Sane & Adult	Currency (Each Country)
4	Reaches Nisab	Prize Bonds (Non-digital)
5	Wealth Owner for One Year	Trade in Goods (Items that are bought for sale)
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1. Who Must Pay Zakat?

• Muslim (obligatory on believers)
• Free (not a slave)
• Sane & Adult
• Reaches Nisab (minimum wealth threshold)
• Owning Wealth for One Lunar Year (Hawl)

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Non-Zakatable Items

1. Household or home use items
2. Personal House for living
3. Personal Vehicle
4. Transport for Transport Business
5. Offspring of animals
6. Bought Eggs, but chick borns
7. Tools and Machines for work
8. Diamonds and stones that are not for trade.
9. Decoration items that are not for sale.
10. Plot to make house
11. Land for Agriculture or giving on rent.
12. Artificial Jewelry that is not for sale.

2. Nisab (Minimum Threshold)

• Gold: 85 grams (approx. 7.5 tola)
• Silver: 595 grams (approx. 52.5 tola)
• Cash/Assets: Equivalent to the value of 85g of gold (approx. 7.5 tola) or 595g of silver (approx. 52.5 tola) (scholars differ; most use silver as a lower threshold).
• Business Goodwill: Value of stock after deducting liabilities.
• Livestock & Agriculture: Different rules apply (e.g., 5 wasq for crops).

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3. Zakat Rate

• 2.5% on savings, gold, silver, cash, and business assets.
• 5% or 10% on irrigated crops (depending on water source).
• 20% on treasures (Rikaz) and mined wealth.

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4. What is Zakatable?

✅ Gold & Silver (jewelry if beyond personal use, according to some scholars).
✅ Cash & Bank Savings
✅ Stocks & Investments (value-based)
✅ Business Inventory (trade goods)
✅ Livestock (if grazing freely)
✅ Agricultural Produce (if reaching nisab)

❌ Personal Items (house, car, clothes unless for trade).
❌ Debts Owed to You (only if recoverable).

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5. Recipients of Zakat (8 Categories – Quran 9:60)

1. Fuqaha (The Poor) – Those with insufficient wealth.
2. Masakeen (The Needy) – Extremely poor with nothing.
3. Zakat Collectors – Those appointed to distribute Zakat.
4. New Muslims & Reconciliation of Hearts – To strengthen faith.
5. Freeing Slaves (relevant in the past, now used for oppressed people).
6. Debtors – Those in debt without extravagance.
7. Fi Sabeelillah (In Allah’s Cause) – Includes students, jihad (defensive), and da’wah.
8. Ibnus-Sabeel (Travelers in Need) – Stranded travelers.

Note: Zakat cannot be given to:

• Non-Muslims (except for “reconciliation of hearts”).
• Direct descendants (children, parents) or spouse.
• Wealthy individuals.

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6. When to Pay Zakat?

• Annually, after one lunar year (Hawl) of owning the nisab.
• Many Muslims pay it during Ramadan for extra blessings, but it can be paid at any time.

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7. Zakat al-Fitr (Fitrana)

• A separate obligatory charity is paid before the Eid prayer.
• Amount: ~3kg of staple food (or equivalent cash).
• Recipients: Same as Zakat, but must reach them before Eid.

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Urdu Summary (Zakat ke Shariah Ahkam)

Zakat Islam ka teesra bunyadi rukan hai. Yeh har saal 2.5% ki miqdar mein uss maal par farz hai jo nisab (85 gram sona ya 595 gram chandi ke barabar) tak pahunchay aur ek saal (Hawl) tak uski milkiyat mein ho. Zakat sirf 8 asnaaf (Quran 9:60) ko de sakti hai, jaise garib, masakeen, qarz dar, aur fi sabaelillah. Isko Ramadan mein dena afzal hai, lekin kisi bhi waqt ada kiya ja sakta hai.

Would you like details on calculating Zakat for specific assets? 😊